COMMERCIAL UMBRELLA INSURANCE
from American Insurance Agency
Whether you're new to the area or just shopping for a better policy, our team of insurance experts is here to help you with all your insurance needs. Get in touch with us today and see for yourself why we're a trusted source for commercial umbrella insurance.
Business Umbrella Insurance
A commercial umbrella policy protects you when a catastrophe results in losses that exceed your basic liability coverage.
In some cases, it can even broaden your protection.
For businesses with above-average risk exposure (high loss potential, high-profile, a global presence, etc.), higher coverage limits may be necessary.
In those cases, excess liability coverage can provide extra coverage above and beyond an umbrella policy.
Examples where a commercial umbrella policy might be needed can include:
- A customer falls down in your office, severely injuring themselves in the process. The costs of the injuries exceed the coverage of your general liability policy.
- An advertisement your business placed is deemed misleading, and subject to a class-action lawsuit that exceeds your primary business liability.
- An employee is injured while operating a piece of heavy equipment on the job. They sue the equipment manufacturer, who in turn sues you for an amount that exceeds your business liability coverage.
If you’re not sure about whether you need umbrella insurance, we can help. Contact us today to speak to our professionals and find out whether umbrella insurance is right for your business.
Contact American Insurance Agency to find out how we can help you with your strategic objectives.
Our team is standing by to help you.